Teachers’ willingness to pay for social health insurance and its determinant factors at Harar region, Ethiopia, 2021

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Abstract Background Most developing countries are characterized by low health cost protection system for the poor and lack of risk pooling and cost sharing methods. This study aims to assess the participants’ willingness to pay for social health insurance. Methods Cross-sectional study was conducted. Stratified and simple random sampling techniques were used to select schools and teachers respectively. Data were collected from 323 participants. Multivariate logistic regressions was done to determine the determinants of willingness to pay for social health insurance. Results About 59.2% and 54% of teachers had positive attitude and good knowledge toward health insurance respectively. Of all, 89.5% had willingness to pay for social health insurance. Willingness to pay was more likely among those taught in primary school AOR = 1.85, 95%CI= [1.023, 3.45] and those had good knowledge AOR = 2.785, 95CI= [1.509, 5.142] Conclusion Near to three-fourths of the teachers had willingness to pay for social health insurance.

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